Comments on: “Retirement Readiness” is All About Income, Not Age http://retirementreform-blog.com/retirement-readiness-is-all-about-income-not-age/ Social Security, Retirement Planning | NCPA Wed, 08 Sep 2010 18:43:25 -0500 http://wordpress.org/?v=2.8.4 hourly 1 By: Teri Green http://retirementreform-blog.com/retirement-readiness-is-all-about-income-not-age/comment-page-1/#comment-669 Teri Green Sat, 29 May 2010 01:43:33 +0000 http://retirementreform-blog.com/?p=163#comment-669 This article on your blog is great. It is fun reading it. It is focused on the retirement readiness where you can spend your life after your working career. It’s good to see that there are articles that related to our site. This article on your blog is great. It is fun reading it. It is focused on the retirement readiness where you can spend your life after your working career. It’s good to see that there are articles that related to our site.

]]> By: Perry Torres http://retirementreform-blog.com/retirement-readiness-is-all-about-income-not-age/comment-page-1/#comment-476 Perry Torres Fri, 02 Apr 2010 12:50:42 +0000 http://retirementreform-blog.com/?p=163#comment-476 I've read your blog and it seems interesting and points directly to issues pertaining to or what retirement or retirees is all about and what to expect out it. When i was researching about retirement I found out there's always options even when someone has retired. You could always get a descent but not a full-time job to wherever you have decided to retire, just as long as you had planned out your place of retirement and had considered researching of possibly getting a job in your place of retirement. You are free to visit our site for more informative retirement planning specially when retiring overseas. I’ve read your blog and it seems interesting and points directly to issues pertaining to or what retirement or retirees is all about and what to expect out it. When i was researching about retirement I found out there’s always options even when someone has retired. You could always get a descent but not a full-time job to wherever you have decided to retire, just as long as you had planned out your place of retirement and had considered researching of possibly getting a job in your place of retirement. You are free to visit our site for more informative retirement planning specially when retiring overseas.

]]> By: bob http://retirementreform-blog.com/retirement-readiness-is-all-about-income-not-age/comment-page-1/#comment-453 bob Mon, 15 Mar 2010 17:21:31 +0000 http://retirementreform-blog.com/?p=163#comment-453 Hi Pam, Thank you for posting the information and links about age vs income for retirement. I love the idea of pre-retirement boot camp. For about 5 years now, I have been anticipating retiring and looking forward to it. However, it is overwhelming the amount of information to sift through and the various opinions about how much money you will need, if you should move and to where. Incidentally, it became so overwhelming, I decided to share the information I was finding with others in my own blog. You can read about me by clicking on my name on this post. Thanks again Pam! Bob Hi Pam,

Thank you for posting the information and links about age vs income for retirement. I love the idea of pre-retirement boot camp.

For about 5 years now, I have been anticipating retiring and looking forward to it. However, it is overwhelming the amount of information to sift through and the various opinions about how much money you will need, if you should move and to where.

Incidentally, it became so overwhelming, I decided to share the information I was finding with others in my own blog. You can read about me by clicking on my name on this post.

Thanks again Pam!
Bob

]]> By: Michael http://retirementreform-blog.com/retirement-readiness-is-all-about-income-not-age/comment-page-1/#comment-300 Michael Sun, 09 Aug 2009 04:41:16 +0000 http://retirementreform-blog.com/?p=163#comment-300 Pam, I would also say it is about the "taxes" too. The world loves usefulness, and we find that the word "retired" means working because they "want to" not because they "have to". When asked a simple question, "What do you believe future tax rates are likely to be?" The majority answer, "higher." So why does traditional financial planning tell us to sock away as much of today's dollars now, only to be used in the future when it will be worth less and taxed at higher rates? If people believe taxes will be higher in the future, they also need to consider if they want their retirement accounts 1)Taxable, 2) Capital Gains Taxed, or 3) Tax-Free. Knowing this, the income they "thought" they would need may deplete their accounts much faster if they need to take out more to cover their higher taxes. Pam,
I would also say it is about the “taxes” too. The world loves usefulness, and we find that the word “retired” means working because they “want to” not because they “have to”.
When asked a simple question, “What do you believe future tax rates are likely to be?” The majority answer, “higher.”
So why does traditional financial planning tell us to sock away as much of today’s dollars now, only to be used in the future when it will be worth less and taxed at higher rates?
If people believe taxes will be higher in the future, they also need to consider if they want their retirement accounts 1)Taxable, 2) Capital Gains Taxed, or 3) Tax-Free. Knowing this, the income they “thought” they would need may deplete their accounts much faster if they need to take out more to cover their higher taxes.

]]> By: Michael http://retirementreform-blog.com/retirement-readiness-is-all-about-income-not-age/comment-page-1/#comment-299 Michael Sun, 09 Aug 2009 04:25:55 +0000 http://retirementreform-blog.com/?p=163#comment-299 Pam, I would also say it is about the "taxes" too. The world loves usefulness, and we find that the word "retired" means working because they "want to" not because they "have to". When asked a simple question, "What do you believe future tax rates are likely to be?" The majority answer, "higher." So why does traditional financial planning tell us to sock away as much of today's dollars now, only to be used in the future when it will be worth less and taxed at higher rates? If people believe taxes will be higher in the future, they also need to consider if they want their retirement accounts 1)Taxable, 2) Capital Gains Taxed, or 3) Tax-Free. Pam,
I would also say it is about the “taxes” too. The world loves usefulness, and we find that the word “retired” means working because they “want to” not because they “have to”.
When asked a simple question, “What do you believe future tax rates are likely to be?” The majority answer, “higher.”
So why does traditional financial planning tell us to sock away as much of today’s dollars now, only to be used in the future when it will be worth less and taxed at higher rates?
If people believe taxes will be higher in the future, they also need to consider if they want their retirement accounts 1)Taxable, 2) Capital Gains Taxed, or 3) Tax-Free.

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