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	<title>Comments on: Setting the Story Straight  on COLA</title>
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	<description>Social Security, Retirement Planning &#124; NCPA</description>
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		<title>By: Ivan Simmons</title>
		<link>http://retirementreform-blog.com/setting-the-story-straight-on-cola/comment-page-1/#comment-522</link>
		<dc:creator>Ivan Simmons</dc:creator>
		<pubDate>Thu, 22 Apr 2010 14:22:11 +0000</pubDate>
		<guid isPermaLink="false">http://retirementreform-blog.com/?p=168#comment-522</guid>
		<description>Can&#039;t live on $600 a month. Go to Thailand, Chiang Mail. A beautiful GH will cost you $250 a month (or cheaper), Free internet, Refrig, AC. You don&#039;t need to own a car, and a pay as you go phone 12Call will cost you $20 a month after you buy the phone. Weather is great, except for 2 months of the year, the people are beautiful, it&#039;s safe, and the FOOD IS GREAT AND CHEAP.</description>
		<content:encoded><![CDATA[<p>Can&#8217;t live on $600 a month. Go to Thailand, Chiang Mail. A beautiful GH will cost you $250 a month (or cheaper), Free internet, Refrig, AC. You don&#8217;t need to own a car, and a pay as you go phone 12Call will cost you $20 a month after you buy the phone. Weather is great, except for 2 months of the year, the people are beautiful, it&#8217;s safe, and the FOOD IS GREAT AND CHEAP.</p>
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		<title>By: AliW</title>
		<link>http://retirementreform-blog.com/setting-the-story-straight-on-cola/comment-page-1/#comment-451</link>
		<dc:creator>AliW</dc:creator>
		<pubDate>Sun, 14 Mar 2010 06:20:20 +0000</pubDate>
		<guid isPermaLink="false">http://retirementreform-blog.com/?p=168#comment-451</guid>
		<description>I have never understood COLAs, and believe me, it&#039;s been explained well many times.  Perhaps the problem is, the governmental agencies that calculate COLA figures don&#039;t live in the same world the rest of us do.  My parents are retired and on SS, and my Mother was telling me all the cost increases they would have to pay next year, and let me tell you, the person in WSJ who said that even though SS payments would not go up but seniors would come out ahead because prices are going down, needs to live on SS and try to pay his bills.  Does anyone in DC actually live in the real world??!!</description>
		<content:encoded><![CDATA[<p>I have never understood COLAs, and believe me, it&#8217;s been explained well many times.  Perhaps the problem is, the governmental agencies that calculate COLA figures don&#8217;t live in the same world the rest of us do.  My parents are retired and on SS, and my Mother was telling me all the cost increases they would have to pay next year, and let me tell you, the person in WSJ who said that even though SS payments would not go up but seniors would come out ahead because prices are going down, needs to live on SS and try to pay his bills.  Does anyone in DC actually live in the real world??!!</p>
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		<title>By: Don Buchanan</title>
		<link>http://retirementreform-blog.com/setting-the-story-straight-on-cola/comment-page-1/#comment-434</link>
		<dc:creator>Don Buchanan</dc:creator>
		<pubDate>Sun, 14 Feb 2010 05:43:07 +0000</pubDate>
		<guid isPermaLink="false">http://retirementreform-blog.com/?p=168#comment-434</guid>
		<description>I started working full time at 17 after graduating High School.  I paid Social security all while I worked. I was shot up in Vietnam in 1970 and medically retired from the Army in January 1971. The Veterans Administration (government) rated me 100% disability. I applied for Social Security Disability and was turned down twice after MANY appeals by the same government that said I was %100.  All that I had paid in is lost, which is stealing because I got nothing in return.  By law, if the government takes something from you, it is supposed to recompensate you. So where is my compensation for my wages taken for &quot;my&quot; security???????</description>
		<content:encoded><![CDATA[<p>I started working full time at 17 after graduating High School.  I paid Social security all while I worked. I was shot up in Vietnam in 1970 and medically retired from the Army in January 1971. The Veterans Administration (government) rated me 100% disability. I applied for Social Security Disability and was turned down twice after MANY appeals by the same government that said I was %100.  All that I had paid in is lost, which is stealing because I got nothing in return.  By law, if the government takes something from you, it is supposed to recompensate you. So where is my compensation for my wages taken for &#8220;my&#8221; security???????</p>
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		<title>By: Luis Raymondi</title>
		<link>http://retirementreform-blog.com/setting-the-story-straight-on-cola/comment-page-1/#comment-376</link>
		<dc:creator>Luis Raymondi</dc:creator>
		<pubDate>Thu, 05 Nov 2009 16:00:19 +0000</pubDate>
		<guid isPermaLink="false">http://retirementreform-blog.com/?p=168#comment-376</guid>
		<description>Stop:  The WAR
           The CORRUPTION in govertment
           PAY- OFFS
           Free $$$ to Cities (HUD)

   STOP:        HElp to Other Countries
           Walfere CHEATING
           FREE SS To Able bodies yung people ( like people in Yield and Slow learning Disables ( They can do labor work like millions of americans including worker with dasabilities.)

NO $$$ to Corporations,  and Banks ( late)
 Look inti SPECIAL ED, it should be called STUPID
STOP:
Transportation , Farming walfares.
 Stop DRUGS and reduce Crime.  No diplomatic relation with countries that aloud Drugs inti USA  Let the pay for their own arms.

Keep the money from SS in SS&gt;

Put ceiling in all govertment jobs incliding eschools.
The list could go on and on
NO monies for Peru and Colombia 9Stop arming these countries)</description>
		<content:encoded><![CDATA[<p>Stop:  The WAR<br />
           The CORRUPTION in govertment<br />
           PAY- OFFS<br />
           Free $$$ to Cities (HUD)</p>
<p>   STOP:        HElp to Other Countries<br />
           Walfere CHEATING<br />
           FREE SS To Able bodies yung people ( like people in Yield and Slow learning Disables ( They can do labor work like millions of americans including worker with dasabilities.)</p>
<p>NO $$$ to Corporations,  and Banks ( late)<br />
 Look inti SPECIAL ED, it should be called STUPID<br />
STOP:<br />
Transportation , Farming walfares.<br />
 Stop DRUGS and reduce Crime.  No diplomatic relation with countries that aloud Drugs inti USA  Let the pay for their own arms.</p>
<p>Keep the money from SS in SS&gt;</p>
<p>Put ceiling in all govertment jobs incliding eschools.<br />
The list could go on and on<br />
NO monies for Peru and Colombia 9Stop arming these countries)</p>
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		<title>By: Karen Tuneberg</title>
		<link>http://retirementreform-blog.com/setting-the-story-straight-on-cola/comment-page-1/#comment-333</link>
		<dc:creator>Karen Tuneberg</dc:creator>
		<pubDate>Sat, 17 Oct 2009 19:21:40 +0000</pubDate>
		<guid isPermaLink="false">http://retirementreform-blog.com/?p=168#comment-333</guid>
		<description>Some days I wonder if anyone really knows what they are talking about when discussing Medicaire and state healthcare programs. I do not know how many letters i have but will keep going until i cant/ In 1996 after 40 years of active nursing and many hours of overtime ignoring a son to support us, and paying into soc. security all those years, on graduation from nursing school we knew our next committment and WE considered it a committment was to get enough quarters in to quality for SS. I did when i was 21 and have been paying since. It was a contract with the feds, and that is what we believed. That the govt would come through with its end of the committment regardless. Then after my insurance found out i was on disability, they dumped me, long story but using one of thier many tricks they dumped me. So i ended up on Medicaid. I just heard a radio talk show host say well we dont need to worry about those they have state programs to use. DO YOU KNOW WHERE THE STATE PROGRAMS GET THIER MONEY??? FROM US. when we did the income averaging when i went on disability just like when you quality for SS, mine came to 1700.00 a month said oh, can live on that, the lady laughed and said i am sure you could, we have a ceiling you will get 1200.00, i am stilll 13 years later only up to 1600.00. NOW, do you know where Medicaid gets thier money, i have a spendown of 936.00 a month for ma and 93.00 a month for medicaire, out of my disabiolty check, THAT is where THAT money comes from. I believe the feds have no idea how the states work with the federal money and regs. AT 65 i will be living on 650.00 a month. Period, unless things change from now. Boy if i knew how nasty MY comimitted carreer programs could be i would have spent more time wiht my son and less on salaries, and 12hr a day shifts. so i could get decent paychecks. Do you know they are even taking my two lousy 5000 life insurance policies for my grandsons. OR turning them  over to a burial account which gets them out of their reg that if someone dies and has no one to pay for them the county has to bury them, NOW i can cash out mylife insurance policies and either give them to ma, or buy a burial policy, always thiniking but never for the persons side. In my state in the last two years to balance his wonderful budget, our govenor has closed down two waiver programs for people that did not quality for disability, shut down one facility for seriuosly ill patients and now is discussing closing a facility for such severely ill ssizure patients, that they cant&#039; even be managed in a nursing home, so now any ideas where they are supposed to go........I am surprised no one has figured out that they write a reg that states if their is any family around, THEY must take care of their elder and not expect state support. after all in 1958 people WERE taking care of grandma and grandpa in thier homes, why not know, maybe because we have learned about dystunctional families and family abuse. But does the govt no, they keep sending 5 million dollars to africa to fight aids, when are we going to keep our money here and use it for our sick. Frankly i am almost hoping if i have to put up with all of this, when  get really sick just let me go, no special treatment, no cpr just let me go, i wont mind in the world we are creating now, i dont&#039; want to be here.</description>
		<content:encoded><![CDATA[<p>Some days I wonder if anyone really knows what they are talking about when discussing Medicaire and state healthcare programs. I do not know how many letters i have but will keep going until i cant/ In 1996 after 40 years of active nursing and many hours of overtime ignoring a son to support us, and paying into soc. security all those years, on graduation from nursing school we knew our next committment and WE considered it a committment was to get enough quarters in to quality for SS. I did when i was 21 and have been paying since. It was a contract with the feds, and that is what we believed. That the govt would come through with its end of the committment regardless. Then after my insurance found out i was on disability, they dumped me, long story but using one of thier many tricks they dumped me. So i ended up on Medicaid. I just heard a radio talk show host say well we dont need to worry about those they have state programs to use. DO YOU KNOW WHERE THE STATE PROGRAMS GET THIER MONEY??? FROM US. when we did the income averaging when i went on disability just like when you quality for SS, mine came to 1700.00 a month said oh, can live on that, the lady laughed and said i am sure you could, we have a ceiling you will get 1200.00, i am stilll 13 years later only up to 1600.00. NOW, do you know where Medicaid gets thier money, i have a spendown of 936.00 a month for ma and 93.00 a month for medicaire, out of my disabiolty check, THAT is where THAT money comes from. I believe the feds have no idea how the states work with the federal money and regs. AT 65 i will be living on 650.00 a month. Period, unless things change from now. Boy if i knew how nasty MY comimitted carreer programs could be i would have spent more time wiht my son and less on salaries, and 12hr a day shifts. so i could get decent paychecks. Do you know they are even taking my two lousy 5000 life insurance policies for my grandsons. OR turning them  over to a burial account which gets them out of their reg that if someone dies and has no one to pay for them the county has to bury them, NOW i can cash out mylife insurance policies and either give them to ma, or buy a burial policy, always thiniking but never for the persons side. In my state in the last two years to balance his wonderful budget, our govenor has closed down two waiver programs for people that did not quality for disability, shut down one facility for seriuosly ill patients and now is discussing closing a facility for such severely ill ssizure patients, that they cant&#8217; even be managed in a nursing home, so now any ideas where they are supposed to go&#8230;&#8230;..I am surprised no one has figured out that they write a reg that states if their is any family around, THEY must take care of their elder and not expect state support. after all in 1958 people WERE taking care of grandma and grandpa in thier homes, why not know, maybe because we have learned about dystunctional families and family abuse. But does the govt no, they keep sending 5 million dollars to africa to fight aids, when are we going to keep our money here and use it for our sick. Frankly i am almost hoping if i have to put up with all of this, when  get really sick just let me go, no special treatment, no cpr just let me go, i wont mind in the world we are creating now, i dont&#8217; want to be here.</p>
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